I moved here in 2010. This is my first house here in Colorado. When I purchased my house DHA was my financial service. I ended up refinancing last year with DHA, Alicia was great to work with. I was eligible to refinance for a lower rate this year. I had second thoughts because everyone is refinancing for the low rates. I worked with Alicia again and she assured me it would be painless. Alicia was right! She always had answers to my questions when I called her directly. She was available after hours and weekends. She is very knowledgeable, professional and kept me up to date throughout the whole process. I personally recommend DHA and Alicia Endley.