The 30-year and 15-year fixed are the most popular loans
Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low-interest rate for the life of the loan. DHA Financial, LLC specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.
Benefits of Fixed Loans
- 5% minimum down payment required on purchase
- Minimum credit score – usually 620
- Post- bankruptcy: can qualify after 4 years
- Post-foreclosure: can qualify after 7 years
- Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)
Get a No-Obligation Rate and Closing Cost Analysis!
Chose Your Option.
We just completed a refinance with DHA loan officer Jennifer Jones. It was a great experience! She made it pretty simple! Very happy with our new rate as well!
I moved here in 2010. This is my first house here in Colorado. When I purchased my house DHA was my financial service. I ended up refinancing last year with DHA, Alicia was great to work with. I was eligible to refinance for a lower rate this year. I had second thoughts because everyone is refinancing for the low rates. I worked with Alicia again and she assured me it would be painless. Alicia was right! She always had answers to my questions when I called her directly. She was available after hours and weekends. She is very knowledgeable, professional and kept me up to date throughout the whole process. I personally recommend DHA and Alicia Endley.
We have done two fixed rate refinancings with DHA this year (2020). Rates kept falling and the costs are so low it made dollars and cents. We worked with Blasé on both loans. We now live in a large home on the San Diego coast for less that the rent of a two bedroom apartment.
DHA was quick, low cost, and very easy to deal with. We can and have recommended them to friends and family.
We and nobody we know is employed by DHA or gets ANY remuneration from DHA.
Alicia and her team did a phenomenal job getting our mortgage closed before the end of the year. Just as we got through all the financial work and were days away from closing the appraiser made an unprecedented mistake on our appraisal which threaten to the kill the deal. Alicia fought to find a resolution to the mistake that had nothing to do with DHA. We always felt like we had an advocate on the inside we could trust to do battle for us.
To say I would recommend Alicia and DHA is an understatement. Plenty of people can process a loan, DHA showed they can handle the unexpected and the unprecedented and still get it done.
Tyler Johnson and the DHA team made our refinance an easy experience, with our goal of lowering our mortgage rate. Thank you, DHA!
I wanted to refinance my home since interest rates are low right now. Jose Martinez helped me so much! I am not a financial wizard, but Jose walked me through every step of the way. He was knowledgeable and so patient!
Best to work with DHA
Blase is a delight to work with and very timely.
Blase went out of his way to help us get our home. Numerous times more and more information was required. He helped keep us on schedule. Thanks Bob
This transaction was not only a journey but a labor of love. The courtesy education and professionalism given to us was beyond exceptional and stands second to none. Steffani treated us like family educated us during the process and provided much needed insight and care as this transaction was full of peaks and valleys. DHA Financial has earned our business and loyalty on our future endeavors as well.
Thank you for your participation in materializing A dream.
The Rankin Family.
We just closed on our home today and worked with DHA Financial the whole way. Danny, our initial contact, was attentive, helpful, and responsive from our first inquiry. His other team members we worked with were also friendly and quick to respond to emails. The only slight complaint is how the approval process felt drawn out with ongoing, and sometimes unclear, requests for documentation. However, I’m not sure if this is a direct complaint with DHA or just the process of loan approval in general. The best, and most important part, is that Danny and his team got us a great interest rate for our loan with comparable closing costs. We would definitely use DHA in the future and recommend them to others.
James was great about keeping up with us and about trying to get our business. He went out of his way to try to make our experience as positive as possible.
This is the best company I’ve worked with. Professional and prompt – I recommend them without reservation.
The whole process was extremely easy. Jennifer made everything very easy. They were great with communication, follow up, and very knowledgeable.