Purchase a Home
Purchase a Home with Confidence
Purchasing a home is one of life’s biggest milestones—and being prepared can make all the difference. We help you navigate the homebuying process with confidence, offering expert mortgage guidance every step of the way.
Buying a home isn’t just exciting—it’s a smart financial move. With each mortgage payment, you’re building equity and investing in your future. Monthly mortgage payments are often comparable to or even lower than rent.
Let us help you find the right mortgage solution for your goals to purchase a home. Whether you’re a first-time buyer or looking to upgrade, DHA Financial will get you there.
How Much Home Can You Afford?
Whether you’re a first-time homebuyer or an experienced purchaser, DHA Financial offers tailored home loan solutions to meet your needs.
Request a no-obligation rate quote and closing cost analysis today to discover how we can help you secure the best mortgage options available. Our team is dedicated to providing personalized guidance and ensuring you find a loan solution that fits your financial situation.
Our Home Loan Services
First-Time Homebuyer Loans
Specialized loans designed to help first-time buyers navigate the homebuying process with ease and confidence.
Custom Construction Loans
Flexible loan options for homebuilders, offering support from initial planning to final construction.
Refinancing Solutions
Optimize your current mortgage with our refinancing solutions, tailored to reduce costs and improve terms.
Understanding Upfront and Onging Costs
Down Payment
Your down payment typically ranges from 3% to 30% of the home’s purchase price, depending on the loan program and your financial situation. The more you put down, the more equity you start with — and the lower your monthly mortgage payment will be.
Closing Costs
These usually range between 2% to 6% of your total loan amount and can vary based on your location and lender fees.
Closing costs may include appraisal fees, title insurance, lender fees, and more.
On-Going Homeowner Costs
In addition to your monthly mortgage payment, owning a home often includes:
-
-
-
Homeowners insurance
-
Mortgage insurance (if required)
-
Flood insurance (if applicable)
-
Property taxes
-
Utilities (electricity, gas, water, etc.)
-
Regular maintenance and repair
-
-
Our Homebuying Process
We simplify the journey to purchase a home with a clear, step-by-step process designed to make your experience seamless and stress-free.
1
Initial Consultation
Meet with our expert advisors to discuss your financial goals and explore loan options tailored to your needs.
2
Get Pre-Approved
Get pre-approved to understand your budget and strengthen your position as a serious buyer.
3
Closing the Deal
Finalize your loan and complete the purchase of your dream home with confidence and ease.
Get Personalized Assistance!
Ready to take the next step? Fill out our form to receive a personalized consultation and discover the best home loan options for you. Let DHA Financial make your homebuying journey smooth and successful.