Gauranteed Close-Date
Purchase
Meeting your closing date is essential to a smooth homebuying experience. That’s why we offer our Close-Date Guarantee—if we don’t close on or before the date in your purchase contract, we’ll provide up to $1,000 in lender credit toward closing costs.
We prioritize clear communication, efficiency, and transparency. From pre-qualification to funding, our loan consultants guide you through a seamless process, keeping everyone informed and on track.
Whether you’re a first-time buyer or seasoned investor, we offer loan options tailored to your needs—including conventional, FHA, VA, and more. Your timely participation helps ensure fast, efficient approval so we can close on time—together.
Refinance
When it comes to refinancing, timing is everything. We’re committed to funding your loan within your rate lock period—and we back that promise with our Close-Date Guarantee. If we miss your closing date, we’ll cover any lock extension fees.
As a trusted refinance lender, we focus on fast, transparent, and reliable service. From application to funding, our experienced loan consultants guide you every step of the way to ensure a smooth, stress-free process.
Whether you’re lowering your rate, reducing monthly payments, or tapping into equity, we offer a range of options to help you reach your financial goals. With your active participation, we’ll move your refinance forward—on time and with confidence.
Borrowers Terms of Use
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Loan Officer and Borrower must agree on a scheduled close date.
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Provide a copy of the sales contract within 24 hours of execution.
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Provide all documentation and information within 48 hours of request.
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Borrowers must have filed tax returns for the last two years.
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Borrower must be responsive to all third-party provider requests within 24 hours.
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Appraisal appointment must be scheduled within 24 hours of initial contact by appraiser.loans.
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Borrower must satisfy all conditions per loan approval seven days prior to the scheduled close date.
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Borrower must lock an interest rate at least seven days prior to the scheduled close date.
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This offer only applies to Conventional, FHA, and VA loans.
Inegliable for the On-Time Guarantee
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Title issues
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Delayed payoffs
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Delayed homeowners insurance policy
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HOA delays
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Appraisal delays
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DPA, bond programs, HomePath, 203k, or USDA loans
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Delays associated with subject property issues
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Borrower’s employment changes during processing of the loan
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Borrower changes loan terms or loan product after submission of application
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Borrower has new inquiries on final credit report, which is pulled prior to closing
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Inclement weather or natural disaster beyond our control
Take the First Step Towards a Home Loan!