Gauranteed Close-Date

 

Purchase

Meeting your closing date is essential to a smooth homebuying experience. That’s why we offer our Close-Date Guarantee — if we don’t close on or before the date in your purchase contract, we’ll provide up to $1,000 in lender credit toward closing costs.

We prioritize clear communication, efficiency, and transparency. From pre-qualification to funding, our loan consultants guide you through a seamless process, keeping everyone informed and on track.

Whether you’re a first-time buyer or seasoned investor, we offer loan options tailored to your needs — including conventional, FHA, VA, and more. Your timely participation helps ensure fast, efficient approval so we can close on time — together.

Refinance

When it comes to refinancing, timing is everything. We’re committed to funding your loan within your rate lock period — and we back that promise with our Close-Date Guarantee. If we miss your closing date, we’ll cover any lock extension fees.

As a trusted refinance lender, we focus on fast, transparent, and reliable service. From application to funding, our experienced loan consultants guide you every step of the way to ensure a smooth, stress-free process.

Whether you’re lowering your rate, reducing monthly payments, or tapping into equity, we offer a range of options to help you reach your financial goals. With your active participation, we’ll move your refinance forward — on time and with confidence.

Borrowers Terms of Use

  • Loan Officer and Borrower must agree on a scheduled close date.

  • Provide a copy of the sales contract within 24 hours of execution.

  • Provide all documentation and information within 48 hours of request.

  • Borrowers must have filed tax returns for the last two years.

  • Borrower must be responsive to all third-party provider requests within 24 hours.

  • Appraisal appointment must be scheduled within 24 hours of initial contact by appraiser.loans.

  • Borrower must satisfy all conditions per loan approval seven days prior to the scheduled close date.

  • Borrower must lock an interest rate at least seven days prior to the scheduled close date.

  • This offer only applies to Conventional, FHA, and VA loans.

Inegliable for the On-Time Guarantee

  • Title issues

  • Delayed payoffs

  • Delayed homeowners insurance policy

  • HOA delays

  • Appraisal delays

  • DPA, bond programs, HomePath, 203k, or USDA loans

  • Delays associated with subject property issues

  • Borrower’s employment changes during processing of the loan

  • Borrower changes loan terms or loan product after submission of application

  • Borrower has new inquiries on final credit report, which is pulled prior to closing

  • Inclement weather or natural disaster beyond our control

Take the First Step Towards a Home Loan!