Gauranteed Close-Date
Purchase
Meeting your closing date is essential to a smooth homebuying experience. That’s why we offer our Close-Date Guarantee — if we don’t close on or before the date in your purchase contract, we’ll provide up to $1,000 in lender credit toward closing costs.
We prioritize clear communication, efficiency, and transparency. From pre-qualification to funding, our loan consultants guide you through a seamless process, keeping everyone informed and on track.
Whether you’re a first-time buyer or seasoned investor, we offer loan options tailored to your needs — including conventional, FHA, VA, and more. Your timely participation helps ensure fast, efficient approval so we can close on time — together.
Refinance
When it comes to refinancing, timing is everything. We’re committed to funding your loan within your rate lock period — and we back that promise with our Close-Date Guarantee. If we miss your closing date, we’ll cover any lock extension fees.
As a trusted refinance lender, we focus on fast, transparent, and reliable service. From application to funding, our experienced loan consultants guide you every step of the way to ensure a smooth, stress-free process.
Whether you’re lowering your rate, reducing monthly payments, or tapping into equity, we offer a range of options to help you reach your financial goals. With your active participation, we’ll move your refinance forward — on time and with confidence.



Borrowers Terms of Use
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Loan Officer and Borrower must agree on a scheduled close date.
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Provide a copy of the sales contract within 24 hours of execution.
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Provide all documentation and information within 48 hours of request.
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Borrowers must have filed tax returns for the last two years.
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Borrower must be responsive to all third-party provider requests within 24 hours.
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Appraisal appointment must be scheduled within 24 hours of initial contact by appraiser.loans.
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Borrower must satisfy all conditions per loan approval seven days prior to the scheduled close date.
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Borrower must lock an interest rate at least seven days prior to the scheduled close date.
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This offer only applies to Conventional, FHA, and VA loans.
Inegliable for the On-Time Guarantee
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Title issues
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Delayed payoffs
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Delayed homeowners insurance policy
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HOA delays
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Appraisal delays
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DPA, bond programs, HomePath, 203k, or USDA loans
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Delays associated with subject property issues
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Borrower’s employment changes during processing of the loan
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Borrower changes loan terms or loan product after submission of application
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Borrower has new inquiries on final credit report, which is pulled prior to closing
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Inclement weather or natural disaster beyond our control
Take the First Step Towards a Home Loan!