Close Date Guarantee

Purchase

We are serious about closing your loan on time and everyone involved in the transaction needs that peace of mind. At DHA Financial, Inc. we are committed to providing the most consistent closing times in the industry. We guarantee we will close your loan based on your purchase contract date or we will provide a lender credit up to $1,000 towards your lender closing costs.

From pre-qualification through funding, our Loan Consultants will guide you through the home buying process. Whether a first-time home buyer or seasoned investor, we offer a variety of financing options to assist you in making an educated decision on your financing needs.

DHA Financial, Inc. assures a quick, hassle-free process. To make this possible we ask for your support throughout the loan process.

Borrowers Terms and Conditions:

Loan Officer and Borrower must agree on a scheduled close date
Provide a copy of the sales contract within 24 hours of execution
Provide all documentation and information within 48 hours of request
Borrowers must have filed tax returns for the last two years
Borrower must be responsive to all third party provider requests within 24 hours
Appraisal appointment must be scheduled within 24 hours of initial contact by appraiser
Borrower must satisfy all conditions per loan approval seven days prior to scheduled close date
Borrower must lock an interest rate at least seven days prior to scheduled close date
This offer only applies to Conventional, FHA and VA loans

Ineligible for the On-Time Guarantee

Title issues
Delayed Payoffs
Delayed homeowners insurance policy
HOA delays
Appraisal Delays
DPA, Bond programs, HomePath, 203k or USDA loans
Delays associated with subject property issues
Borrower's employment changes during processing of the loan
Borrower changes loan terms or loan product after submission of application
Borrower has new inquiries on final credit report, which is pulled prior to closing
Inclement weather or natural disaster beyond our control


Refinance

You have made the decision to refinance your home and, like most people, you need peace of mind that your loan will fund within your lock period. DHA Financial, Inc. is committed to providing the most consistent closing times in the industry. We guarantee we will fund your refinance transaction based on an agreed upon close date or will credit you for any lock extension fee associated with the delay.

From application through funding, our Loan Consultants will guide you through the process. We offer a variety of financing options to assist in making an informed and educated decision.

DHA Financial, Inc. assures a quick, hassle-free process. To make this possible we ask for your support throughout the loan process.

Borrowers Terms and Conditions:

Loan Officer and Borrower must agree on a scheduled close date
Provide all documentation and information within 48 hours of request
Borrowers must have filed tax returns for the last two years
Borrower must be responsive to all third party provider requests within 24 hours
Appraisal appointment must be scheduled within 24 hours of initial contact by appraiser
Borrower must satisfy all conditions per loan approval within 21-days of lock date
This offer only applies to Conventional, FHA and VA loans


Ineligible for the On-Time Guarantee

Title issues
Subordination Agreements
Delayed Payoffs
Delayed homeowners insurance policy
HOA delays
Appraisal Delays
Delays associated with subject property issues
Borrower's employment changes during the processing of the loan
Borrower changes loan terms or loan product after submission of application
Borrower has new inquiries on final credit report, which is pulled prior to closing
Inclement weather or natural disaster beyond our control